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• Category: Blog
  • Canceled Debt – Does an IRS 1099-C Mean the Debt Is Gone from Your Report
  • How Does Buy Now Pay Later (BNPL) Affect Your Credit Score
  • Denied a Mortgage Due to Credit Issues? Decode Your Denial Letter and Bounce Back
  • Student Loan Payments Are Back: Tips to Avoid Credit Damage Now that the Payment Pause Has Ended
  • Understanding the 2025 Medical Bill Rule Change from the CFPB
  • FICO 10T and VantageScore 4.0: What the New Credit Score Models Mean for Your Credit Repair Journey
  • Pay-for-Delete Agreements – Are They Worth It for Removing Collections from Your Credit Report?
  • How a Repossession (Even Voluntary Surrender) Impacts Your Score and How to Rebuild
  • What Does “Thin Credit File” Mean on My Credit Report?
  • Common Misconceptions About Income and Credit Reports
  • Is One Credit Card Enough? What Your Credit Report Might Be Missing
  • Credit Repair for Freelance Workers (Gig Economy)
  • Impact of Divorce Decrees on Credit Scores
  • Improving Credit Scores for First-Time Home Buyers
  • How Your Personal Credit Affects Business Credit
  • Why are we seeing higher interest rates for good credit scores in 2024?
  • How Do I Get a 700 Credit Score?
  • What Can Disqualify You From Renting An Apartment?
  • Is A Payday Loan An Installment Or Revolving Account?
  • Can I Get a Military Security Clearance with Bad Credit?
  • Common Credit Score Mistakes: 8 Pieces of Credit Advice to Avoid
  • Credit Repair vs Credit Building: Which is Right for You?
  • Debt Consolidation vs Credit Repair
  • How to Rebuild Your Credit – Credit Rebuilding with Secured Credit Cards
  • What Bills Help Build Credit
  • Payday Loans Vs. Personal Loans
  • Lack Of Recent Installment Loan Information (On Credit Reports)
  • How To Remove Old Addresses From Credit Reports
  • Why Is My Credit Score Lower After Getting a Credit Card?
  • When Do Credit Cards Report Late Payments?
  • What NOT To Do When Repairing Your Credit Score
  • Should I Pay the Debt Collector or the Original Creditor?
  • Should I Pay off Closed Accounts on Credit Report?
  • Once Something Is Removed From My Credit Report Can It Reappear?
  • Is It Better If I Pay Off Collections or Wait?
  • Is Credit Repair Legit? The Question Finally Answered
  • How Often Do Debt Collectors Take You to Court?
  • How Many Points Will My Credit Score Increase if a Collection Is Deleted?
  • How Long Does It Take to Clear Bad Credit History?
  • When Does a New Credit Card Show Up on Your Credit Report?
  • How Do I Remove Hard Inquiries from Credit Reports?
  • Who Can Request to See Your Credit Report
  • Can Credit Repair Hurt Your Credit?
  • Can a Credit Repair Company Remove Debt?
  • Guide to Payment Modifications
  • Credit Card Utilization: 1% vs. 0%
  • How Divorce Lowers Credit Score
  • What’s a Digital Wallet?
  • Experian Boost Review: Can It Strengthen Your Credit Score?
  • What is UltraFICO?
  • How Often Do My Credit Reports Update
  • Refinance Calculator Guide: Refinancing for a Smaller Monthly Payment
  • 3 Reasons for Refinancing Your Home
  • Difference between Credit Freeze vs. Credit Lock vs. Fraud Alert
  • Debit Card Fraud: Higher Risk than Credit Cards?
  • Differences between Chapter 7, 11, and 13 Bankruptcy
  • Do Medical Bills Affect Credit Scores?
  • Negotiating with Creditors and Debt Collectors: Keeping Your Cool
  • Negotiating With Creditors and Debt Collectors: Tell Your Story
  • What is a Charge-Off?
  • FICO Resilience Index
  • Differences in Credit Reports
  • Student Loans and Your Credit Score
  • How Medical Bills Become Collections
  • Bad Credit VS Lack of Credit
  • How to Improve Your Ratio with Credit Utilization Tips
  • Credit Inquiries
  • Credit Score and Credit Limits
  • Student Loan Consolidation
  • 3 Quick Strategies for Credit Repair
  • What Is a Credit Specialist?
  • Home Loan Credit Score
  • FACTA Law
  • What is the FDCPA and What Does It Do?
  • Credit Report vs Credit Score
  • Fair Credit Reporting Act (FCRA)
  • What Is the FACTA Credit Law?
  • Think the Credit Bureaus Are Why You Got Denied? Think Again.
  • Marriage and the Myth of Joint Credit
  • What Happens If You Miss a Credit Card Payment?
  • How Do I File a Credit Dispute?
  • 8 Important Credit Facts You Need to Know
  • How Your Credit Card Limit Affects Your Credit Score
  • Want a Lower Credit Card Interest Rate? Ask for It
  • Bad Credit? You May Need a Secured Credit Card
  • Credit Inquiries: Hard vs. Soft Pulls
  • Think Twice Before Canceling Your Credit Card
  • 3 Credit Score Myths Debunked
  • 4 Common Credit Card Myths
  • Credit Card Grace Periods – How Do They Work?
  • How Do Secured Credit Cards Work?
  • What Is the FCBA Credit Law?
  • Creditor vs Collector – Is There a Difference?
  • Top Reasons High Incomes Are Denied for Mortgages
  • What Is the FCRA Credit Law?
  • What Is the FDCPA Credit Law?
  • Your Credit Score Impacts Your Mortgage Rate?
  • Your Credit Score Impacts Your Car Purchase
  • Do Your Student Loans Impact Your Credit Score?
• Category: Credit Repair Basics
  • Installment Credit vs. Revolving Credit
  • 10 Most Common Negative Items On Your Credit Report
  • How Can I Remove Medical Collections from My Credit Report?
  • Lawyer-Based Credit Repair vs Traditional Credit Repair
  • 5 Things to Look for in a Credit Repair Specialist
  • What Questions Should You Ask a Credit Repair Company?
  • Credit Report Disputes vs. Attorney-Backed Audits
  • 4 Credit Building Basics – Keeping it Simple
  • Why Should I Repair My Credit
  • Upside-Down Car Loans
  • Student Loans on Credit Reports
  • FICO Score vs VantageScore
  • Bad Credit Home Loans
  • 10 Secret Ways Credit Impacts Your Life And Wallet
  • What is my credit score
  • What is a good credit score?
  • How to Build Credit Score
  • FICO Score – What is it?
  • Settling a collection – How much can I save?
• Category: Credit Stories
  • 3 Approaches to Repairing Your Credit Report and Increasing your Credit Score
  • LeAnn Increases Credit Scores for Tammy and Greg for Mortgage Approval
  • Credit Score Success! How Nikki Helped Jessica Get a New Home
  • How Steve Raised Colleen’s Credit Score to Build a Home
  • Credit Score from the 400s to the 600s – Jeremy and Mindi’s Story
  • How Tyler helped Pam increase her credit score to get a home!
  • My Divorce Crushed My Credit Score
  • Student Loans Dropped my Credit Score. But I Bounced Back.
  • I Was Turned Down for a Mortgage
  • New Colorado Opening – White Jacobs & Associates opens in Aurora, Colorado
• Category: Us vs Them
  • CreditRepair.com vs White Jacobs and Associates
  • Sky Blue Credit vs White Jacobs and Associates
  • Lexington Law