With thousands of happy clients on Google, Facebook, TrustPilot, and more, you won't find a stronger reputation. See how we are different!
We don't just send out dispute letters like other companies. We customize our approach with personalized audits for maximum results.
You'll work with the same credit expert for the duration of the program. They will update you, coach you, and answer your questions.
Our in-house law firm backs our 3rd and 4th round audits. This is part of the reason we get results where other companies fall short
We protect your privacy. Your information is not shared with third parties.
Our credit repair services are different from any other credit repair company because of our highly-effective 4-round process designed by our investigative research team and the involvement of our credit repair attorney. Our aim is to help you achieve your financial goals in as little time as possible and our innovative methods have proven to be effective at this time and again.
We don’t just send generic, automated dispute letters like other companies. We perform audits backed by our credit repair attorney and demand that your creditors to provide documentation that allows them to report negative items on your credit report. This is far more effective than sending out disputes, as the items that can’t be backed by documentation have to be removed from your report by law.
No other company does credit repair the way we do it, nor are they as effective. More often than not, you may find “removed items” reappearing on your credit report. Not with us. Once we’ve removed a negative item from your report through our auditing process performed by our team of investigative researchers and credit repair attorney, it is gone for good.
While we can’t give you a specific answer before we’ve had a closer look at your situation during the free initial consultation and analysis, your credit repair process won’t take more than six months. That being said, it can take even less, depending on your current negative items, with first visible results coming in within as little as 30-45 days.
On the off chance that your credit repair process takes longer than this due to any circumstances, you will not be charged anything extra.
Comprised of an in-house law firm including a credit repair attorney, an investigative research team, and credit analysts who are experts in the field of credit repair and finance, White Jacobs & Associates can help fix your credit rating through our credit restoration plans tailored to fit even the most problematic consumer. We offer a no-cost initial consultation service to determine what needs to be done to your credit. This includes an in-depth review of your credit reports.
We lay everything out before you decide to start the program. If you’re not a good fit, we’ll let you know. Working with the expectation of a win-win outcome is critical for us because we pride ourselves in our immaculate reputation online (check out our reviews on Google, Facebook, Trust Pilot, Yelp). Check out some of our reviews and results.
A positive credit rating is a must in today’s economy. Your credit score directly influences everything from buying a home, refinancing a house, qualifying for an auto purchase, or simply securing a good rate on a loan or line of credit. However, it is inevitable for you to encounter problems in your financial obligations – late payments, collections, charge-offs, public records, bankruptcy, and a lack of positive credit on your credit reports. Life happens. Difficult situations in the past may have dropped your credit score.
One difference between White Jacobs & Associates and other credit repair companies is that we offer the services of a credit repair attorney, as well as a “one-on-one” experience between our Credit Analyst and our customers. You will work with only one credit analyst during the course of your session, saving you a lot of time since you no longer have to explain your credit dilemma over and over again.
Sending out a few generic dispute letters every month is NOT what we do. If you’d like to take that approach, we suggest hiring Lexington Law, CreditRepair.com, Sky Blue Financial, or dozens of other companies that charge you an ongoing monthly fee (potentially for years) with marginal results. We offer a much more personalized (and effective) program.
Instead, we go through a 4-round auditing process in which our credit repair attorney holds credit bureaus and creditors accountable for their actions. The secret to our success is that we craft audits and disputes to these entities based on their responses during each round of our process. Read more about it here.
Customization gets results.
You’ve come to the right place. Our system was designed around assisting mortgage brokers with borrowers with less-than-perfect credit. We typically see results within the first 30-45 days and the entire process takes a maximum of 6 months.
Your loan officer will love us because we resolve dispute marks on your credit report within 72 hours – a feat that no other company (that we know of) has achieved.
We don’t like repeat customers. Don’t take that the wrong way. If you work with us, and need our services again in the future, we’d be delighted to help. However, the goal of our program is not only to improve your credit score short-term, but also to coach you on managing your credit situation long-term.
If you’re reading this, we’ve at least piqued your interest enough to merit a conversation with one of our credit analysts. The credit evaluation and consultation is absolutely free. You have nothing to lose. Let us show you why we’re the best in the business (and probably not the most modest). Learn more about our mission right here. Or to get more details on exactly how our process works, read about it here.