The WJA Blog
Recent Articles and StoriesFICO Resilience Index
Economic stress often leads to more personal stress. FICO resilience index shows how prepared you are. Learn how to become more resilient to economic downturns.
Differences in Credit Reports
If you got all three credit reports at the same time, you might have noticed they’re different. Check out some of the common causes of the discrepancy in your reports.
Student Loans and Your Credit Score
Student loans aren’t easy to repay. They can have both positive and negative impact on your credit score. Contact WJA to find out all about student loans.
How Medical Bills Become Collections
Medical bills are possibly the most common type of debt in the U.S. We explain how your bills become collections, how they impact your credit score, and what you can do about it.
Bad Credit VS Lack of Credit
Both consumers with bad credit and those with no credit face difficulties when they apply for loans. Find out what you can do to start building credit today.
How to Improve Your Ratio with Credit Utilization Tips
Your credit utilization ratio has a big impact on your credit score. Here is a guide that explains what it is, and some credit utilization tips to improve it.