The WJA Blog

Economic stress often leads to more personal stress. FICO resilience index shows how prepared you are. Learn how to become more resilient to economic downturns.

If you got all three credit reports at the same time, you might have noticed they’re different. Check out some of the common causes of the discrepancy in your reports.

Student loans aren’t easy to repay. They can have both positive and negative impact on your credit score. Contact WJA to find out all about student loans.

Medical bills are possibly the most common type of debt in the U.S. We explain how your bills become collections, how they impact your credit score, and what you can do about it.

Both consumers with bad credit and those with no credit face difficulties when they apply for loans. Find out what you can do to start building credit today.

Your credit utilization ratio has a big impact on your credit score. Here is a guide that explains what it is, and some credit utilization tips to improve it.