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If you’ve been turned down by a financial institution or missed out on a valuable opportunity because of a less than ideal credit score, you are definitely not alone.

Unlike houses, automobiles decrease value, also known as depreciation. This is normal and is something you should factor into your car purchasing decisions. This article will help you plan for your car purchase so you are protecting yourself as much as possible from getting too over-extended in this financial situation.

With the average graduate holding more than $37,000 in student loan debt, that is a whole lot of opportunity to build some great credit history.

It is important to know the difference between the two commonly used credit scoring models. These scores can vary greatly and knowing ‘why’ will help you be prepared whenever dealing with all decisions that are affected by your credit scores.

For most people, getting a home loan from a mortgage company is probably the most important move they will make in their lifetime.

Credit repair Basics 10 Secret Ways Credit Impacts Your Life and Wallet Having bad credit can be very costly, especially if you allow it to go unattended. Since the mortgage meltdown of 2008, the average American has taken a dive in their overall credit…

You may not need to borrow money now, but in case you want to in the future, your credit score will determine how high your interest rates will be.

Credit, better known as debt, makes the world go round; especially for Americans. Everything from obtaining a credit card to purchasing a new car to purchasing a new home; lenders make their lending decisions based on the credit worthiness of the borrower based on their credit scores and ratings.