The WJA Blog

Are you thinking about payment modifications? Do you know how these things reflect on your credit reports? Find out with the help of WJA.

Do you think a 0% credit card utilization is better than a 1%? Think again. Find out why you should aim for one-digit credit utilization.

Divorce is rarely easy. Find out how divorce lowers credit score. We’re here to show you how to secure your credit report from your ex.

Contactless fast payments are on the rise. Jump on the bandwagon and find out what’s a digital wallet, why you need one, and how to secure yourself.

Can your phone bills and streaming platform payments fix your credit score? Our Experian Boost review set out to answer this question.

We all want to raise our credit scores. So since a new service with this purpose turned up, people have been asking – what is UltraFICO?