The WJA Blog
Recent Articles and Stories
Why Online Credit Disputes Can Undermine Your Credit Repair Efforts
Online disputes can be fast but shallow. Learn why mailed disputes may better protect your rights and help correct reporting errors.
Old Addresses on Your Credit Report – Should You Remove Them?
Old addresses don’t impact your credit score directly but can affect identity checks, fraud detection, and credit applications. Learn when it’s worth removing outdated or incorrect information.
What Is a Debt Buyer and How Do They Affect Your Credit Differently than Original Creditors?
Debt buyers purchase old debts and report them differently than original creditors. Learn how they impact your credit and how to protect your score when dealing with them.
How to Fight a Paid Collection Reported Again by Another Debt Buyer
Discover how to fight back when a paid debt reappears on your credit report under a new collector. Learn your rights and the steps to protect your credit.
Credit Repair Secrets: Podcast with Ashley Mitchell and Elvira Rodrigues
PODCAST EPISODE: Credit Repair Secrets – 10 Biggest Takeaways + Full Timestamp Breakdown with Elvira Rodrigues and Ashley Mitchell.
What Does ‘Settled for Less than Full Balance’ Mean – and Is It a Red Flag for Lenders?
Settled for less than full balance” means a creditor accepted partial payment. Learn how it affects your credit and whether settling debt is a smart option for your finances.