by Sonja Rac | Nov 21, 2022 | Blog
What Bills Help Build Credit Your credit reports’ information determines your credit ratings or creditworthiness. Therefore, you want to have a history of on-time payments. However, not every payment you make is reported to the credit bureaus. In this article,...
by Sonja Rac | Nov 21, 2022 | Blog
Payday Loans Vs. Personal Loans If you need money prior to your next paycheck, there are several ways you can get a loan to choose from. Here we cover the differences between payday loans vs. personal loans and how to select the right one for you. A payday loan is one...
by Sonja Rac | Nov 21, 2022 | Blog
Lack Of Recent Installment Loan Information (On Credit Reports) If you’ve ever had credit declined, you’ve also probably gotten a letter (known as an “adverse action notice”) outlining the reasons the creditor turned you down. This message might have...
by Sonja Rac | Nov 21, 2022 | Blog
How To Remove Old Addresses From Credit Reports You may be shocked to discover past residences on your credit history, even ones where you lived for a very short amount of time. So how do credit bureaus obtain these previous addresses? More than just credit-related...
by Sonja Rac | Aug 16, 2022 | Blog
Why Is My Credit Score Lower After Getting a Credit Card? Common opinion suggests that getting a credit card is a good way to raise our credit score. Of course, this assumes we use it properly by repaying loans on time. On the other hand, it may surprise you that your...
by Sonja Rac | Aug 16, 2022 | Blog
When Do Credit Cards Report Late Payments? No one likes to be behind on their payments. And hardly anybody falls behind on purpose. But Americans still saw historically low levels of credit card payments in the US in 2020. Who can blame us? We are facing a recession...
