3 Credit Score Myths Debunked It’s time to rethink what you “know” about credit scores. Honestly, you may be holding onto misinformation that is actually holding you back. You might be surprised at what you discover here today. We’re about to debunk 3 common credit...
4 Common Credit Card Myths You’ve heard them. You’ve probably even believed them. That stops today. Check out these 4 common credit card myths. Get a handle on how they can cost you in fees and potentially damage your credit score. Don’t Fall for These 4 Credit Card...
Credit Card Grace Periods – How Do They Work? Tired of paying interest on your credit card purchases? Understanding your credit card grace period can make a difference. Perhaps you’ve heard of a credit card grace period before. But if you’re still confused about...
How Do Secured Credit Cards Work? Learning how secured credit cards work is very important if you are thinking of applying for one. It’s likely you’ll be approved, as these types of cards offer the highest approval of all credit cards. But we want you to fully...
What Is the FCBA Credit Law? Curious about the FCBA Credit Law and how it affects you? You may be here because you’ve noticed suspicious transactions or unauthorized charges on your account. Maybe you realize you’ve been overcharged. Perhaps you’ve been billed for...
Creditor vs. Collector – Is There a Difference? What’s the difference between creditor and collector? Credit industry jargon can be unclear and confusing. Sometimes, our new clients ask, “Wait, isn’t a creditor the same as a collector?” The answer is always no,...
