by WJA Team | Apr 13, 2025 | Blog
Pay-for-Delete Agreements – Are They Worth It for Removing Collections from Your Credit Report? When you’re staring down a credit report riddled with collection accounts, you’re probably looking for any possible way to clean it up. One tactic you may have...
by WJA Team | Apr 13, 2025 | Blog
How a Repossession (Even Voluntary Surrender) Impacts Your Score and How to Rebuild Facing a vehicle or property repossession can feel overwhelming. The financial strain that leads to repossession is stressful enough, but the aftermath on your credit score adds...
by WJA Team | Jan 27, 2025 | Blog
What Does “Thin Credit File” Mean on My Credit Report? Opening your credit report only to find the term ‘thin credit file’ can feel like asking your doctor what’s wrong and hearing ‘Well, what do YOU think is wrong?. It’s a...
by WJA Team | Nov 17, 2024 | Blog
Common Misconceptions About Income and Credit Reports Let’s talk about income and credit reports. Specifically, let’s clear up some persistent confusion about how income and credit reports are related. If you’ve ever wondered why your six-figure...
by WJA Team | Nov 17, 2024 | Blog
Is One Credit Card Enough? What Your Credit Report Might Be Missing There it is—your one trusty credit card, tucked safely in your wallet. It’s been with you through thick and thin, from grabbing your morning coffee to booking that dream vacation. But...
by WJA Team | Sep 4, 2024 | Blog
Credit Repair for Freelance (Gig Economy) Workers As the gig economy continues to expand, more and more workers are embracing the freedom and flexibility of freelance and independent contracting. But with the perks of this non-traditional career path come some unique...
