by WJA Team | Jul 14, 2024 | Blog
Improving Credit Score for First-Time Home Buyers Your credit score is one of the most important factors that will determine your mortgage eligibility and interest rate when pursuing homeownership. As a first-time home buyer, you want to ensure your credit is in top...
by WJA Team | Jul 14, 2024 | Blog
How Your Personal Credit Affects Business Credit As a small business owner, you’ve likely poured your heart, soul, and personal savings into making your entrepreneurial dream a reality. So it may come as a surprise that your personal finances – including...
by WJA Team | May 14, 2024 | Blog
Why are we seeing higher interest rates for good credit scores in 2023? Having excellent credit has long been seen as the golden ticket to the lowest rates and fees when getting a mortgage. However, recent changes by the Federal Housing Finance Agency (FHFA) mean some...
by WJA Team | May 1, 2024 | Blog
How Do I Get a 700 Credit Score? When it comes to your buying power, few milestones carry as much weight as achieving a 700 credit score. This golden number can unlock doors to better lending terms, lower interest rates, and increased financial opportunities. More...
by WJA Team | Feb 8, 2024 | Blog
What Can Disqualify You From Renting An Apartment? Securing an ideal rental apartment can be complicated, as landlords have specific criteria to select responsible and reliable tenants. Fortunately, this article will explore some common reasons individuals may be...
by WJA Team | Oct 18, 2023 | Blog
Is A Payday Loan An Installment Or Revolving Account? Payday loans are, undoubtedly, a critical financial tool many individuals use to cope with unforeseen expenditures or to bridge the gap between paychecks. However, when classifying these loans, deciding whether to...