What Is the FACTA Credit Law? Curious about the FACTA Credit Law and how it works? Today, we’re breaking this particular credit law down and revealing how it protects you. Understanding your rights in the credit world can save you money and headaches. Keep reading if...
Think the Credit Bureaus Are Why You Got Denied? Think Again. You’re probably painfully aware if your credit score is labeled as “very poor.” Maybe you’re excited because your score has nearly reached a “good” FICO rating. Wherever you are, know that the credit...
Marriage and the Myth of Joint Credit Does getting married affect your credit? After all, much of your life is combined during a marriage. But what really happens to your credit reports and credit scores when you tie the knot? There are a number of misconceptions out...
What Happens If You Miss a Credit Card Payment? Wondering what happens when you miss a credit card payment? Perhaps you were unable to make your monthly installment last week. Or maybe you’ve suddenly realized a late fee has been assessed due to nonpayment....
How Do I File a Credit Dispute? Curious about how to file a credit dispute? Errors on your credit report are serious, and seemingly small mistakes can impact your profile in a big way. It’s your right as a consumer to report erroneous or fraudulent charges. Perhaps a...
8 Important Credit Facts You Need to Know Looking to understand more about your credit? Want to maintain or improve your credit score? There’s so much outdated information floating around, along with many myths you’ve likely heard. If you’re feeling lost or confused,...
