Credit Inquiries

Credit Inquiries

Types of Inquiries A financial institution may require your credit report information for a variety of reasons. To get it, the institution launches a credit inquiry and requests the necessary credit data from one of the three major credit bureaus – Experian,...
Credit Score and Credit Limits

Credit Score and Credit Limits

Credit Score and Credit Limits There’s been much debate about the relationship between the credit score and credit limits of your account. Naturally, consumers would love to know what their credit limits are going to be ahead of time. It gives you more insight into...
Student Loan Consolidation

Student Loan Consolidation

Student Loan Consolidation The student loan debt weighs heavily on about 44.7 million Americans. It’s an issue so extensive and so deeply rooted in American society, yet the end seems nowhere in sight. Borrowers come from all demographics and age groups. No one who...
3 Quick Strategies for Credit Repair

3 Quick Strategies for Credit Repair

3 Quick Credit Repair Strategies The problem with credit scores is that they take a long time to improve, but are very easy to deteriorate. You may need a mix of different credit repair strategies to improve your score because they are the accumulation of your credit...
What Is a Credit Specialist?

What Is a Credit Specialist?

What Is a Credit Specialist? A credit specialist is any person whose job it is to analyze credit reports, give counsel on how to improve your credit score, initiate disputes, or deal with any number of things related to improving credit. As you can see, the range of...
Home Loan Credit Score

Home Loan Credit Score

Credit Score for a Home Loan Getting a loan to buy a home is likely one of the biggest decisions you will ever make in your life. As it will have lasting consequences, the decision should not be rushed. You need to be aware of all the factors that affect your ability...