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  • WJA Credit Resources

    Financial tools for building credit, monitoring credit, and more.


    We are affiliated with a few partners that we recommend. All affiliate proceeds go to WJA Resources, Inc – our non-profit organization.

    About WJA Resources

    Changing your life through credit can often require tools. Financial tools such as credit cards can, if used properly, enable you to build positive credit history. WJA Resources is a non-profit organization that connects people with the tools they need to take action. Below you’ll find a few resources that we’ve partnered with to help you succeed


    Affiliates will be listed here.

    Did You Know

    Payment history makes up about 35% of your credit history. It’s critical to make your payments on time. The credit bureaus (Equifax, TransUnion, and Experian) use credit history as part of their algorithm to determine your credit score.