WJA Credit Resources
Financial tools for building credit, monitoring credit, and more.
We are affiliated with a few partners that we recommend. All affiliate proceeds go to WJA Resources, Inc – our non-profit organization.
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About WJA Resources
Changing your life through credit can often require tools. Financial tools such as credit cards can, if used properly, enable you to build positive credit history. WJA Resources is a non-profit organization that connects people with the tools they need to take action. Below you’ll find a few resources that we’ve partnered with to help you succeed
Partners
The Credit Confidential
In-depth tri-merge credit reports that report up to 7 years of history. This is needed for an in-depth credit analysis and credit monitoring. Visit partner
Smart Credit
Standard tri-merge credit reports needed for credit analysis and credit monitoring. Visit partner
IdentityIQ FICO
A FICO-based tri-merge credit report. Visit partner
IdentityIQ VANTAGE
A VANTAGE-based tri-merge credit report. Visit partner
1 West
Business Loan Assistance Visit partner
Legal Shield
Legal Advice and identity theft protection for long term security and peace of mind. Visit partner
Did You Know
Payment history makes up about 35% of your credit history. It’s critical to make your payments on time. The credit bureaus (Equifax, TransUnion, and Experian) use credit history as part of their algorithm to determine your credit score.