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Meet the team

We can help with...

  • Charge-Offs
  • Collections
  • Bankruptcy
  • Late Payments
  • Repossessions
  • Foreclosures
  • Student Loans
  • Dispute Code Removal
  • Credit Coaching
  • Re-establishing Credit
  • Debt Settlement


Known as the “Fountain City,” Columbus is refreshing and overflowing with excitement, experience, and even a little relaxation if you’re in the mood. The waters can feel rough and choppy, though, if you’re constantly tossed amid the waves of bad credit. But the best credit repair service Columbus, GA relies on is here for you. Experienced credit specialists are ready to hear you and provide top-rated credit repair Columbus Ga deserves. Learn about the WJA credit restoration mission.

In some ways, Columbus, GA, is a slow and steady step back in time, boasting gorgeous antebellum homes, as well as the historic Chattahoochee Riverwalk, museums, and civil war reenactments. In other ways, the city is fast-paced and thrilling with the longest urban white water rafting attraction in the world; nearby Army post, Fort Benning; and outdoor markets, festivals, and concerts. This mix of old and new is similar to your credit situation. Sometimes the old can hurt, and your credit score suffers.


Credit issues are pressing. When you’re ready to make changes in your credit and in your life, you desire results quickly because rejection can feel personal. It can feel like failure, and that’s tough to swallow over and over again. You work every day, and you even stretch that work into overtime, trying to save, pay off, and fight for your dreams. Maybe you have to ask yourself: is this really working? Will I be able to crawl out of all this debt or manage all these payments? Can that automobile and/or that house on the corner ever be mine? Be realistic.

credit repair columbus ga

There’s no doubt about it. You long to experience approval. In fact, you want to experience that today. Of course, you’ve come to understand that some changes have to occur. Maybe you want to take steps in the right direction, but where do you plant your feet first? In this wild and raging credit river, who will be your rock? This stream of desires to secure a home, business, or auto loan; to increase credit score; or to finally lock in lower rates – it’s all so confusing and overwhelming when you face it head-on and alone. White, Jacobs & Associates (WJA) can help you navigate these waters. Read about the WJA process right here.

You’ve come to the right place to get help with your credit score

Perhaps you’ve been down lately. How did life lead you here? You consider all the decisions (and life events)that pushed you more and more into the rather hopeless world of poor credit. Those past errors and risks shouldn’t stalk you forever. Wherever you’ve been and however lost you feel, White, Jacobs & Associates would like to hear from you. They’re honest about what they can take on. If (and only if) they think they can help you with your particular set of circumstances, then they’ll produce a customized plan and seek those life-changing results you’re after.

It doesn’t matter who you got here. It’s time to get back up

You don’t have to let collections, late payments, delinquent accounts, bankruptcies, repossessions govern your days. The life events you may have gone through – medical emergencies, job loss, divorce, student debt – these don’t have to define you. At White, Jacobs & Associates, they’re interested in redefining traditional credit repair methods and redefining you. If you need buying power, talk to a credit analyst. He or she will be upfront about your concerns, the credit repair process, and the expectations for success. They’re the aggressive option that makes the most sense.

The one-on-one credit restoration experience

From the beginning, you’re paired with an experienced, caring credit analyst who explains the WJA journey. You’ll never feel adrift. And you won’t grow tired of calling into customer service departments, being placed on hold, and having to divulge your situation and all the sensitive details again just to get a simple question answered. This isn’t practical at all. Isn’t a main point of credit repair to make your life less stressful? WJA won’t create more stress like other repair scams out there. Your personal credit analyst will be the one you hear when you call. And they’ll be your voice as they convey your story and goals to the investigative research team.

Avoid credit repair scams. Take the professional approach.

Most importantly, you can rest assured that White, Jacobs & Associates isn’t some credit repair scam set on charging you an indefinite monthly fee. They’re not shrugging their shoulders and pretending they can’t give you an answer on timeline or total costs. They’re also not performing a task that you might take care of yourself. Stale, generic, powerless dispute letters aren’t going to get you anywhere. Creditors and bureaus need specifics and multiple rounds of audits, and that’s what WJA offers its clients. Further, there’s a good chance you’l start seeing results in about 45 days. As for the timeframe, you’re looking at 6 months max, and the WJA proven system will never charge you beyond that. Obviously, you’re realizing that a quality credit repair service Columbus can depend on is possible. Indeed, it’s possible, and it has a name: White, Jacobs & Associates.


Mortgage companies and others receive that bad credit report nearly instantaneously. Unfortunately, you’re limited. You’re turned away. You wonder if you’ll ever be able to fix credit to buy home or auto or to get the rates you deserve, and ultimately, to wade out into the deep pools of possibility and dreams realized.

It’s time for credit repair. It’s time to refinance, see better interest rates, make that auto purchase, and raise credit score for home loan approval. White, Jacobs & Associates is the Credit Authority© you need in your corner. They are the credit repair company Columbus trusts to be aggressive and to yield results that matter and endure.

It’s time to get started with reputable credit repair

WJA is the clear choice for credit repair in the Fountain City. They are the best credit professionals in Columbus, GA. Audits, deletions, and removals will be conducted based on your specific credit report. With White, Jacobs & Associates, you will never be a random caller in the crowd. They’ll treat you as an individual.

Meet with that sweet rush of peace and tranquility, a confidence you maybe haven’t felt in a while. Access that flow of buying power that’ll ensure your life goals truly play out. And get it all started today with a no-cost consultation. Better yet – start by looking at some results and testimonials from past clients.

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