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We change lives
in Texas

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We Change Lives with Credit Repair in Texas

Your spirit and buying power probably feel like anything but Texas-sized if your credit score is suffering from years of late payments, accumulating debt, collections, charge-offs, and more. Luckily for you, the Lone Star gang just got luckier: the best Texas credit repair is here to help you improve your credit report.

White Jacobs & Associates (WJA) is the team of credit specialists you’ve been looking for. We’re the leaders in the industry, and our new aggressive and customizable approach to credit repair makes us the obvious choice over other companies still clinging to traditional methods and impersonal plans.

People have a hard time resisting the chance to live in the Lone Star State, whether they’ve grown up there, are returning to their roots, or plan to make a fresh start in a part of the country that is forever developing economically and culturally. Texas is impressive when it comes to job growth, diversity, history, and livability. These benefits are magnified by a good credit score. Strong credit opens doors, so if your credit is suffering, it’s time to get help.

Learn more about the WJA mission here. We are in the business of revitalizing you and your family by changing your life through credit.

Texas Credit Repair


All too often, life happens, doesn’t it? Out of the blue, we’re faced with financial decisions that require us to spend what we don’t have and sometimes to spend a lot of what we don’t have. You realize that these choices aren’t choices at all; action must be taken. But that doesn’t make the consequences of bad credit any more bearable. Every time you try to get ahead or take an important step in your life, your credit score is holding you back.

Perhaps you’ve been skeptical about talking with a credit analyst. Maybe you don’t even understand what the credit repair journey entails. All you know is, you’ve got to move past this. Read more about White Jacobs & Associates and our unique and proven process here. You’ll soon understand why we’re the best out there. You won’t even think about hiring anyone else to handle your credit repair.

Something has to change. Your buying power is not where it needs to be. You have goals. You want to get approved for a mortgage. You want a good interest rate. You want to benefit from the perks of good credit. However, things like collections, public records, and lack of positive credit feel like quicksand you can’t fight and rise above. You’re a Texan! And while that should feel exciting, it’s overshadowed by uncertainty and absolute dread.

WJA can and will fight the battle for better credit for you. Of course, you’ll play an active part in the customization of your plan, but we’ll handle the often confusing and overwhelming process for you. It’ll be your responsibility to budget and learn from the one-on-one guidance and coaching you’ll receive. You’ll experience firsthand what credit restoration can do for your score. You’ll witness the power of an investigative research team and an in-house law firm that audits the creditors that are reporting negative/inaccurate items on your report. WJA gets the best results where other companies fall short.

So, if you’re looking for a way to improve your credit and buy a home or a car, or if you need help with refinancing, creditor audits, or any questions about your specific situation, schedule your no-cost consultation today. We will perform a thorough assessment of your credit history and determine how we can help you achieve your goals.

Read more about White Jacobs & Associates, and hear about our clients and past successful credit recovery from real credit analysts. Just Google our company and see for yourself.


Texas has a lot to offer, and you need to be ready to reach out and take it. From Houston to Austin, to Dallas and San Antonio, Texans are looking for their new home in a new neighborhood, for the much-needed new vehicle, and for better interest rates. Texas residents see opportunity and need business loans to become a part of the state’s growth.


Too many credit scams out there are taking advantage of your credit situation. They keep you out of the loop and distracted by snazzy platforms and apps. They charge you 100 bucks a month indefinitely. They’re unclear about the timeline of their programs because the less you know, the more they benefit – at your expense, unfortunately.

On top of it all, traditional credit repair companies are sending out generic form dispute letters on their client’s behalf. You could do that yourself – for free. It’s ineffective, and you’re right to wonder if the results will even last.

The main reason our process works is that we’re not just disputing. We actually audit your creditors through a four-round process. Each round is addressed with escalated responses from our investigative team which is experienced in the common stall tactics employed by the creditors we’re engaging. In other words, we’re going to the SOURCE of the negative items on your credit. That’s how quality credit repair should be done.

Texas Credit Repair


White Jacobs & Associates sees you through the credit improvement process in 6 months or less. That’s it. It’s not uncommon for our clients to finish the program within 3 to 4 months. You’ll start seeing results within as little as 45 days once we start working towards repairing your credit. That being said, if for some reason your case extends beyond this six-month timeframe, you won’t be charged anything extra.

WJA employs experienced, passionate credit analysts, an investigative research team, and an in-house attorney. From the beginning of your credit repair journey, you’ll be partnered with a credit analyst that will soon feel like your coach, credit guide, and ally. That’s Texas credit repair you can trust. You’ll hear the same voice each time you call in.

You won’t be one of many in the customer service call-in line. Your credit is personal, so White Jacobs & Associates takes a personal approach in every facet of the program. Years down the road, if you have more questions, they’ll still be there with answers.

Plenty of past clients have sought to secure better interest rates, increase their credit score, and more. Read the results and reviews here. See what it means to invest in the WJA difference for yourself!


You need a Credit Authority on your side, and White Jacobs & Associates can be that for you today. Our clients start to see results within an average of 45 to 60 days. It’s one of the many reasons why we are the credit repair company Texas knows and trusts. Fix your credit to buy a home or secure a loan for another major purchase. Improve your chances for better rates and payments that will work for you.

Texans, if you’re lacking energy, a zest for life, and that all-important buying power, White Jacobs & Associates could help you change all that. Reach out to WJA today.

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