Top Rated Credit Repair
Fairview, Texas

Dependable credit repair is not always easy to come by. Thankfully, quality credit repair in Fairview, TX does exist. So if you are dealing with medical collections, late payments or any other issue that’s bringing your credit down, you will benefit from a higher credit score. And that is exactly what White, Jacobs and associates aims to help you achieve.

Not only do we assist with removing negative items from your credit report, we also guide you on adding positive credit! That kind of two-punch approach to credit repair puts you back in control of your buying power!

What is Credit Repair?

Credit repair consists of removing errors from your credit reports, thus boosting your credit scores to higher numbers. Our credit repair process in Fairview, TX involves utilizing credit laws to hold the credit bureaus and creditors accountable. But even after our clients go through the restoriation process, we take pride in educating our clients on how to act more financially responsible for the future.

It’s important to know that you can perform credit repair yourself. Anything that a “traditional” company can do you can do yourself. But we’re not gonna lie – it’s not easy out there. Navigating the maze of credit repair can be mind-numbing even for some credit experts. Our superpower is the experience we have in the industry. We’ve refined our custom process over many years – and you can benefit from that.

That is why we suggest you employ the services of proven experts, such as White, Jacobs and Associates. We have a track record of success of 70-80%! You will definitely be in good hands once our investigative team, in-house attorneys, and credit analysts get on your case.

So while you can nudge your credit scores with some diligence and utilize proven financial advice from the internet, your best chance of achieving substantial improvements is through professional help. Because just a few points up or down in your credit scores can mean a huge difference in your wallet. We’re speaking about thousands of dollars lost or saved on interest rates!

White, Jacobs and Associates’ Customized Restoration Plan

WJA doesn’t have a uniform approach to every case as amateur repair companies do. No, we’re aware that everyone has a unique story and past.

So the goal of our free assessment is that our credit analyst sits down with you and drafts a credit repair program tailored to your requirements.

At White, Jacobs and Associates, we offer unique fixes for some often-seen causes of poor credit:

● Late payments
● Collections
● Lack of Positive Credit
● Fraud/Identity Theft
● Charge-offs
● Incorrect information

Our approach is not only customized – it is aggressive. Amateur credit repair Fairview agencies are anything but aggressive in their repair. The only time they’re aggressive is when they insist that you cash out another 50 to 150 dollars for the following month of their services. And all they do is send a few generic dispute letters, dragging out the process as long as possible.

And as you can imagine, creditors and other lenders will rarely respond to these disputes because they know that they came from a credit repair agency that’s not thorough. Also, these traditional restoration companies won’t just dispute questionable entries in your report, but sometimes positive ones, too. This is counterproductive.

At WJA, we audit your creditors and even build cases against them if they can’t provide proof for the entries we’ve disputed. Our experienced team is not afraid to challenge creditors and ask for evidence on questionable negative information. We know that diligence is for results to happen. We know that everyone deserves to be in control of their buying power.

Is Credit Repair in Fairview, Texas Legal?

You bet! Our methods may sound aggressive, but they are totally in line with the law!

Our in-house law team knows the US consumer law by heart, including the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Billing Act (FCBA), the Fair and Accurate Credit Transactions Act (FACTA), and HIPPA laws.

Sign Up for Your Free Consultation Now!

If you book your consultation today, you may be just 180 days away from a higher credit score! We never stretch out our program for more than six months, and the first results start rolling in after 45-60 days. So hook up with White, Jacobs and Associates to experience long-term prosperity in your credit. Find out why we’re called the best credit repair in Fairview, TX.