ATTORNEY-BASED CREDIT REPAIR FORT WORTH TX
– Free Credit Analysis –
Our attorney powered credit repair service is not for everyone. A free credit analysis lets us know if we can help or not.
– Customized Plan-
We will build a customized plan of action if we’re confident we can help you reach your goal.
– 1-on-1 Credit Analyst –
You will work with the same Credit Analyst for the duration of the program. This ensures your success!
We Can Help With…..
When it’s time to make changes you need a Credit Authority©. You need a knowledgeable company that has attorneys on staff, to help you with those creditors that will not listen to the little guy.
- Charge Offs
- Late Payments
- Debt Settlement
- Re-establish Credit
- Credit Coaching
- Student Loans
- Dispute Code Removal
WJA works in conjunction with an in-house law firm to help fix your credit rating through our credit restoration plans.
- We use Attorney Based Audits in our program.
- We offer Attorney Backed Debt Settlement services.
- We can refer our clients to the law firm for more difficult issues.
Ft Worth Tx
Need to get a car loan or a mortgage for a house but can’t because there seems to be something not right with your credit rating? Don’t worry. If you’re in the area, White, Jacobs & Associates (WJA) can provide you with credit repair Ft Worth TX assistance with the credit bureaus and, if necessary, directly with your creditors. Unlike most other credit repair companies, WJA will not promise to have bankruptcies, court judgments, liens and other records of bad credit erased from your credit history permanently. It will also not offer to help you create a new credit identity. WJA will never do anything that will contravene any provision of the Credit Repair Organization Act and other consumer protection laws and regulations. It will however guarantee you that it will work diligently and aggressively to have your credit standing rebuilt, restored and improved as quickly as possible.
More than Credit Repair for Fort Worth TX
At WJA, the assistance you get extends beyond just writing and sending proforma dispute letters to the credit bureaus (Equifax, Experian and TransUnion), the creditors and their debt collectors, which you can anyway do for yourself. Once you sign up with WJA credit repair Ft Worth TX, you can rest assured that each and every item of debt you want to dispute will really be disputed. Each item you want questioned will be carefully verified and audited. If a questioned item of debt cannot be proved or satisfactorily explained by the credit bureaus or your creditor, WJA will ask for its removal from your credit report. While not in itself a law firm, WJA has a staff of attorneys and legally-trained professionals who know and can defend your rights under the Fair Credit Reporting Act and other consumer protection laws. If the credit bureaus or creditor cannot verify or prove an item of debt in your credit history, then that item has to be knocked off the list of your indebtedness. Also, if a dispute letter is not answered within the time limit set by law, then the disputed item or items specified therein have to be removed. Unfortunately, credit bureaus have been known to routinely disregard dispute letters, especially if sent directly by consumers, because of certain apparent loopholes in the law. In most cases, follow through escalation letters, couched in more persuasive language, have to be crafted and sent to elicit a response from the rating agencies or the creditors. Disputed items successfully deleted from your credit history should be reflected in your new credit rating report. In any event, credit repair is a time-consuming step-by-step and item-by-item process which requires patience, persistence and determination. There is no way it can be rushed.The Credit Authority,” WJA can also provide you with a wide range of consumer credit services, consumer debt services and consumer referral services.
Still not convinced?
Local Resources : Consumer Laws
- FCRA (Fair Credit Reporting Act)
- FDCPA (Fair Debt Collection Practices Act)
- FACTA (Fair and Accurate Credit Transaction Act)
- HIPAA (Health Information Portability and Accountability Act)
- E OSCAR (Online Solution for Complete and Accurate Reporting)