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Albany has been long enough to see it all and is home to some really resilient folk. In spite of all the hardships, the Albany community persists and keeps pushing forward. They’re constantly working for a better tomorrow and that includes absolute financial freedom. If you need help with credit repair in Albany, it’s important to work with a sound, ethical company.
The recession has been hard on everyone, and it’s something that was completely out of your hands. It’s not your fault if your credit score has taken a dive – unforeseen circumstances happen all the time. All that matters is taking active measures to improve that credit rating. And let’s face it – you need to improve poor credit score in order to restore your buying power and avoid exorbitant interest rates.
Or better yet, let us take them for you. You can’t fight this uphill battle alone. You need an ally who knows the battlefield. And by that, we don’t mean those passive credit repair companies that get paid to sit around and send automated dispute letters.
At White, Jacobs and Associates, we are relentless, focused, and aggressive in our approach. We are the best credit repair in Albany, Georgia, and we’re here to take care of your credit problems.
WJA has the will and the know-how necessary to restore your financial stability. We’ll give you a hint – it involves being aggressive and persistent. When we say being aggressive, we don’t just mean boring. You can send disputes all the time even without our credit repair services.
Our services are more than that. We bring an entire investigative research team and an in-house law firm to the table. That’s what sets us apart from all the other companies.
The first rule to fixing your score professionally is to not fix your credit by your lonesome. However, no one has the time or patience for amateur credit repair companies either. They just keep sending automated disputes and hope for the best.
And let us tell you this – it never turns out for the best. You end up paying for a monthly service that gets no results and restores zero buying power to your credit card.
When you go for credit consultation, these companies will give you 15 minutes of their time before offering you to enroll in their “debt management plan.” Two years later and thousands of dollars down the drain and your credit score is still not improving (and you’re a couple of thousand bucks short).
If the company doesn’t have the time of day for you, get up, walk out, and never return. Why? Because there is only one professional way of fixing your credit score – with a customized approach. And to customize a program takes time, patience, and commitment.
Every client’s financial situation is different and there are no one-size-fits-all solutions when it comes to credit repair. You need a company that recognizes your unique circumstances and tailors a fix that’s right for you.
At White, Jacobs and Associates, we understand the importance of customized programs. We know how crucial it is to sit down with our clients and figure out a unique approach that will work for you.
To that end, we put our entire investigative research team to work on your case. WJA doesn’t just send automated disputes that literally go nowhere. We customize an approach that we deem most appropriate for your situation. Then we launch a multi-pronged assault against all the negative or inaccurate items on your report.
We do that through 4 rounds of audits – that’s right audits, not disputes. That’s how we make your credit report much better.
At WJA, we audit your creditors, demanding they provide us with the proof they have the right to report these items to the credit bureau. More often than not, they’re unable to validate that right, which means they have to remove it from your credit.
Disputing is far less effective and usually yields absolutely no results. Automated disputes even less so. You might be wondering if such aggressive methods are even legal. Everything we do is 100% legal! What matters is knowing all the ins and outs of each consumer law. And there’s more than one law that protects you against unfair reporting.
Unlike many credit companies out there, we’ll provide you with an actual time-frame when you can expect to see some results on the credit report. Other credit services benefit by stalling the entire process and prolonging it indefinitely. They’re happy as long as you pay your monthly fees. But they don’t really care about you. We do.
More importantly, we are willing to dedicate all our resources to you. We find it incredibly unprofessional when companies toss your case around from one agent to another. You never know who’ll pick up the phone when you call. It might be a completely new agent who’s never even met you and only knows the rough sketches of your case. They can do nothing for your credit report.
WJA provides a personal credit analyst to guide you the entire length of the way. You will get to have one-on-one conversations with an expert who will center the whole process on you. With us, you’ll be in good hands. We’re committed to assisting you on your path to improved credit score and lower interest rates.
There are a lot of stories about the effectiveness of credit restoration programs. Many people believe that it’s not possible for companies such as ours to fix your credit problems. Unprofessional, $100-a-month guys certainly don’t help the case.
The truth is that credit restoration is entirely possible with an investigative research team behind your back. WJA provides that, and much more. If necessary, we call upon our in-house law firm to apply pressure the kind of which credit bureaus have never seen.
Our mission is to provide measurable, affordable, and timely results on your credit report. We’re not here to waste anybody’s time and we’ll be honest about the goals we can set for you. But we will set them based on a well-thought-out strategy – you can count on that.
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