Category: Credit Repair Basics

With the average graduate holding more than $37,000 in student loan debt, that is a whole lot of opportunity to build some great credit history.

It is important to know the difference between the two commonly used credit scoring models.

For most people, getting a home loan from a mortgage company is probably the most important move they will make in their lifetime.

Having bad credit can be very costly, especially if you allow it to go unattended.

There are several ways in which your credit score affects your life. Asking yourself, “What is my credit score?” is a good place to start.

The simple answer to what is a good credit score depends on what you’re pulling it for. What you’re looking to do with your credit will determine how your score is calculated.

Whether you have no credit or bad credit, your next step is to start building your credit in a positive manner. Here’s what you should do.

If you’ve heard the term “FICO score” and you’re not sure what it means, you’re not alone. For most of us, we don’t encounter the term until we’re trying to buy a home, refinance, or apply for loans and credit.

How much can I save by settling a collection? And, is it worth it? You need to understand the major factors that will influence the outcome.