by WJA Team | Feb 16, 2022 | Blog
Who Can Request to See Your Credit Report? Credit reports are required if you want to obtain a loan, open a new account, rent an apartment, buy a car, or even apply for a job. They contain information about your financial history, such as whether you’ve filed...
by WJA Team | Feb 8, 2022 | Blog
Can Credit Repair Hurt Your Credit? What are the implications of a credit repair company working on your credit? Can credit repair hurt your score? Because if that’s the case, that sounds quite contradictory to the primary claim of credit repair companies, which is...
by WJA Team | Feb 7, 2022 | Blog
Can a Credit Repair Company Remove Debt? The short answer is “No.” Credit repair companies generally do not remove debt. If you owe money, you will, more than likely, still owe that money even after you go through credit repair. So why would you want to go through...
by Sonja Rac | Oct 3, 2021 | Blog
Guide to Payment Modifications We are living in unpredictable times. We just started heading out of the financial crisis that began in 2008. And suddenly, we were hit with a once-in-a-century event – the coronavirus pandemic. It’s now clear that anyone can fall prey...
by Sonja Rac | Oct 3, 2021 | Blog
Credit Card Utilization: 1% vs. 0% When people talk about credit reports and scores, they all repeat certain golden rules. One of them is “use as little of your credit card limits as possible.” That is mostly true. After all, a low credit card utilization number...
by Sonja Rac | Oct 3, 2021 | Blog
How Divorce Lowers Credit Score Wondering if your divorce will show up on your credit report? Short answer – no, your marital status is not included in your credit information. But that doesn’t mean that your credit activity while you were together...
