WJA Credit Resources

How to Consolidate Your Student Loans
Quick step-by-step instructions on consolidating your student loans.

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Step 1:

Go to the Federal Student Aid Website: Here’s the link –  Student Loan Consolidation | Federal Student Aid

It will look like this:

Step 2:

In the top right-hand corner, login if you already have an account.  If not, create an account if you do not have one already.

You will create a username and password.

Do NOT include any part of your social in your log in information.

It will look like this:

Step 3:

Once you are logged in, you will see a similar page like this: (you will be logged in, so it should just say “apply” – click the blue rectangle to apply.

It will look like this:

Step 4:

You will complete the following steps in the picture below and submit!

It will look like this:

Step 5:

Once you submit the application, take a screenshot of the confirmation and send it to your credit analyst via email. You will get a confirmation email within the next week and when you do, please forward that to your analyst, as well.