Top Rated Credit Repair
Orlando, Florida

CREDIT REPAIR ORLANDO FL– CREDIT RESTORATION

Living at the center of Orange County means living the dream for many people. However, it’s hard to enjoy all the things Florida has to offer if you are burdened by a poor credit score. According to the Experian credit bureau, the average debt of Orlando area residents is one of the highest among American citizens, when compared to the nation’s top 40 major metro areas. The best credit repair Orlando offers is White, Jacobs & Associates.

If you are reading this, you probably need some help with your credit, and you are at the right place – We offer the best credit repair services in Orlando.

Attempting to fix your credit report on your own is achievable, but it may be more difficult than you think, not to mention time-consuming and with uncertain results.

If you want to improve your credit score quickly and effectively, your best bet is to side with professional credit analysts who will provide you with unique credit repair services, tailored to your needs. 

That’s exactly what we offer to all Orlando residents.

WE CAN HELP YOU RAISE YOUR CREDIT SCORE AND MEET FINANCIAL GOALS

You can pay your bills on time and manage your finances responsibly for years, but life is unpredictable. 

Unforeseen events and circumstances do happen, and some of them can affect your credit score immensely. Whether it’s employment termination, medical emergencies, loan debts, identity theft, or a single poor financial decision, they can all reflect on your credit report.

As if these circumstances themselves aren’t bad enough, the lasting consequences on your financial capabilities they come with can be devastating.

HOW MUCH DOES POOR CREDIT COST YOU?

A low credit score can have many adverse effects on how financial and other institutions see you. 

It can prevent you from obtaining approval for a home or mortgage, secure favorable rates for loans or credit cards, and may even affect your ability to find employment, as an increasing number of employers consider credit history when hiring.

With all this in mind, your credit score is one of your most valuable assets, and a poor one can cost you thousands of dollars.

Nobody can afford to lose that much money over their credit. Nor should they, not when the credit repair cost is much lower than exorbitant interest rates.

White Jacobs & Associates is the credit repair company that will help you get right back on track in terms of your finances.

HOW ARE OUR CREDIT REPAIR SERVICES DIFFERENT?

Most other Orlando credit repair companies approach the process traditionally, by sending out generic form dispute letters on your behalf. You might argue that that’s something you could do yourself and you would be absolutely right. 

On top of it, they charge you for their services without giving you a clear idea of the total costs and the timeframe within which you can expect results. This is no way to tackle credit restoration.

At White Jacobs & Associates, we understand the value of both your time and money, which is why we employ an aggressive approach to credit repair that yields measurable results with reasonable expenses. 

Our team of credit analysts, attorneys, and investigative research personnel is dedicated to achieving the best possible outcome for you, ensuring your credit report contains only accurate information. This is the only right way to approach credit repair in Orlando.

LAWYER-BACKED CREDIT REPAIR IN ORLANDO, FLORIDA

The aggressive approach to credit repair we take is much more than simply sending out disputes. In our unique 4-round process, you will be assigned a personal credit analyst that will work with you and coach you throughout the process from day one. 

This individual approach allows for full customization of the credit repair plan and makes you an active part of it.

However, what makes our credit repair company truly different are the creditor audits we perform in rounds 3 and 4. Creditors are required by law to prove any negative items on your report. 

If they are unable to do so, they have to remove them. This is the purpose of the audits our in-house law firm performs, and the main reason for our success in removing inaccuracies from your credit report.

IS CREDIT REPAIR ILLEGAL IN FLORIDA?

People often worry about the legality of the credit repair process. However, there’s nothing to worry about as the process is entirely legal.

There is a whole set of laws that protect you, the customer, from unfair reporting. They include the Fair and Accurate Credit Transactions Act (FACTA), Fair Credit Reporting Act (FCRA), Fair Fair Credit Billing Act (FCBA), Debt Collection Practices Act (FDCPA), and HIPPA laws.

HOW LONG DOES CREDIT REPAIR TAKE?

Once you reach out to us we will perform a short assessment during your free consultation to determine whether and how we can help you. If you are eligible, we will create a unique credit repair plan for you, lasting no longer than six (6) months. 

It’s worth noting that we can finish repairing your credit score much sooner than that, with the first noticeable results coming in within as little as 45 days. On the other hand, if the process takes longer than 6 months for any reason, you will not be charged any extra fees.

GET THE CREDIT RESTORATION YOU NEED

Let us know if you need credit repair in Orlando, FL and we’ll do what we can to get you your buying power back.