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    Reviews from past clients

    We can help with...

    • Charge-Offs
    • Collections
    • Bankruptcy
    • Late Payments
    • Repossessions
    • Foreclosures
    • Student Loans
    • Dispute Code Removal
    • Credit Coaching
    • Re-establishing Credit
    • Debt Settlement

    Credit Repair Designed for Serious Results in a Short Time

    We don’t just send generic, automated dispute letters like other companies.

    Attorney-backed Credit Repair Services

    Comprised of an in-house law firm, an investigative research team, and credit analysts who are experts in the field of credit repair and finance, White Jacobs & Associates can help fix your credit rating through our credit restoration plans tailored to fit even the most problematic consumer. We offer a no-cost initial consultation service to determine what needs to be done to your credit. This includes an in-depth review of your credit reports.

    credit repair

    A refreshing up-front perspective.

    We lay everything out before you decide to start the program. If you’re not a good fit, we’ll let you know. Working with the expectation of a win-win outcome is critical for us because we pride ourselves in our immaculate reputation online (check out our reviews on Google, Facebook, Trust Pilot, Yelp). Check out some of our reviews and results.

    Your struggle is real.

    A positive credit rating is a must in today’s economy. Your credit score directly influences everything from buying a home, refinancing a house, qualifying for an auto purchase, or simply securing a good rate on a loan or line of credit. However, it is inevitable for you to encounter problems in your financial obligations – late payments, collections, charge-offs, public records, bankruptcy, and a lack of positive credit on your credit reports. Life happens. Difficult situations in the past may have dropped your credit score.

    The one-on-one experience. A better way to do credit repair.

    One difference between White Jacobs & Associates and other credit repair companies is that we offer a “one-on-one” experience between our Credit Analyst and our customers. You will work with only one credit analyst during the course of your session, saving you a lot of time since you no longer have to explain your credit dilemma over and over again.

    A back-end process that is fundamentally different.

    Sending out a few generic dispute letters every month is NOT what we do. If you’d like to take that approach, we suggest hiring Lexington Law, CreditRepair.com, Sky Blue Financial, or dozens of other companies that charge you an ongoing monthly fee (potentially for years) with marginal results.

    Instead, we go through a 4-round auditing process that holds credit bureaus and creditors accountable for their actions. The secret to our success is that we craft audits and disputes to these entities based on their responses during each round of our process. Read more about it here.

    Customization gets results.

    Trying to get approved for a home?

    You’ve come to the right place. Our system was designed around assisting mortgage brokers with borrowers with less-than-perfect credit. We typically see results within the first 30-45 days and the entire process takes a maximum of 6 months.

    Your loan officer will love us because we resolve dispute marks on your credit report within 72 hours – a feat that no other company (that we know of) has achieved.

    We’re in this for your long-term success

    We don’t like repeat customers. Don’t take that the wrong way. If you work with us, and need our services again in the future, we’d be delighted to help. However, the goal of our program is not only to improve your credit score short-term, but also to coach you on managing your credit situation long-term.

    If you’re reading this, we’ve at least piqued your interest enough to merit a conversation with one of our credit analysts. The credit evaluation and consultation is absolutely free. You have nothing to lose. Let us show you why we’re the best in the business (and probably not the most modest). Learn more about our mission right here. Or to get more details on exactly how our process works, read about it here.

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    Start my path to better credit