The WJA Blog

Your financial history should be private. However, in certain situations, organizations require insight into your history to evaluate you.

What can credit restoration do to your credit report? Could credit repair hurt your credit score? It actually depends on who you pair up with to fix your score.

Credit repair companies offer to fix your credit, but the question is can they remove debt? If so, precisely which debts can they remove?

Are you thinking about payment modifications? Do you know how these things reflect on your credit reports? Find out with the help of WJA.

Do you think a 0% credit card utilization is better than a 1%? Think again. Find out why you should aim for one-digit credit utilization.

Divorce is rarely easy. Find out how divorce lowers credit score. We’re here to show you how to secure your credit report from your ex.