The WJA Blog
Recent Articles and StoriesIs Credit Repair Legit? The Question Finally Answered
Is credit repair legit and a valid option for restoring your credit scores? Should you hire a professional? How do you avoid scam credit repair agencies?
How Often Do Debt Collectors Take You to Court?
What is the likelihood that a debt collector will take you to court for an unpaid debt? Get informed on if and when you may be sued.
How Many Points Will My Credit Score Increase if a Collection Is Deleted?
When you have a collection on your credit report, you may not know how much it’s impacting your score. What should you do?
How Long Does It Take to Clear Bad Credit History?
Just as it takes time to build positive credit, it can take time to clear bad credit from your credit reports. Let’s look at some approximations.
When Does a New Credit Card Show Up on Your Credit Report?
Not sure when a new credit card shows up on your credit report? Find out how long it takes for cards to get reported and the most common culprits of delays.
How Do I Remove Hard Inquiries from Credit Reports?
If you ever discover unauthorized hard inquiries, there are things you can do to have the inquiry removed from your credit report.