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Thank you White, Jacobs and Associate's for taking care of me and my concerns.

- Constane H. March 28, 2018

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– Free Credit Analysis –

Our attorney powered credit repair service is not for everyone. A free credit analysis lets us know if we can help or not.

– Customized Plan-

We will build a customized plan of action if we’re confident we can help you reach your goal.

– 1-on-1 Credit Analyst –

You will work with the same Credit Analyst for the duration of the program. This ensures your success!

We Can Help With…..

When it’s time to make changes you need a Credit Authority©. You need a knowledgeable company that has attorneys on staff, to help you with those creditors that will not listen to the little guy.

  • Charge Offs
  • Bankruptcy
  • Collections
  • Late Payments
  • Repossessions
  • Foreclosures
  • Debt Settlement
  • Re-establish Credit
  • Credit Coaching
  • Student Loans
  • Dispute Code Removal


WJA works in conjunction with an in-house law firm to help fix your credit rating through our credit restoration plans.

  • We use Attorney Based Audits in our program.
  • We offer Attorney Backed Debt Settlement services.
  • We can refer our clients to the law firm for more difficult issues.

Client Results

Client Testimonials

Thank you White, Jacobs and Associate's for taking care of me and my concerns.

- Constane H.

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Credit Repair

credit repair phoenix

Many people are looking for best credit repair in Phoenix to move on with their financial goals; purchase a home, get a auto at a very low interest rate, and more so to get consumer credit cards.

They know very well that having bad credit puts an regular stop sign to many purchases; not just homes and auto, but it makes life harder with other tasks like turning on utilities or getting a cell phone. Regularly they need to put down huge deposits for those particular things. To be free from bad credit and be accepted by creditors seems so difficult for a lot of people, and it is exactly this hopefulness of which a lot fake companies and people entering the credit repair business are using to take advantage of others.

White, Jacobs & Associates has proven success performing credit repair in Phoenix.

It is not some junk “do it yourself” product or dispute only service you should be getting off online. Nor is it something that happens mystically all of a sudden.

False Claims for Credit Repair in Phoenix

In Phoenix Arizona and any place, credit repair is not that simple. Most companies in the Phoenix area are claiming they can delete negative information without even looking at their credit report. White, Jacobs & Associates understands that everyone’s credit is different and so is the approach that is taken to repair one’s credit.

The greatest false claim is that “We’ll clean your credit speedier than you can say Rumplestiltskin”. That being said, they presumably don’t say that, yet they infer it. You’ll see two weeks to three months cited all the time for your clean credit report.

Do not accept it. There is no possibility to get to an organization to know when your critical imprints will be killed from your credit report. There is a process that must happen in place for the three credit bureaus to expel information from your credit report.

Truth be told, there is no real way to know what accounts will be removed. Since there is no mystery recipe to uproot these things, there is a risk that they don’t all go away. You must be mindful of that probability.

Since at the end of the day, you would prefer to repair your credit in Phoenix for the ideals of having clean credit. You need great and useable credit. Correct? You need the consequence of having the capacity to go down to the auto dealership to purchase an auto or the home loan organization in light of the fact that you need to purchase a home with a wicked good installment. Once more you need them to say; “Yes, you’re approved for a low interest rate and low down payment loan”.

phoenix credit repair

Aggressive Alternative to Phoenix Credit Repair

White, Jacobs & Associates has created a system that is designed around truly resolving credit issues while restoring credit. Our program is designed around our clients goals and credit barriers and our services are backed by staff attorneys. Credit cards are now an essential item for your life. As a true friend, they are ready to help in critical and essential situations. It seems that nobody in the world can easily apply for a credit card, but this is not true. … If you want reputable Phoenix credit repair services and to have good, usable credit when you’re done with the process, contact us today for your no cost credit consultation. No matter how bad your score is.

Still not convinced?

Free Credit Analysis

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